Smart Roshni

Safroon Energy (PVTO LTD is now offering its customers Solar Energy System Financing facility in collaboration with JS Bank Limited and Bank of Khyber for both house hold and commercial users.

You can now avail the facility on very low rate upto 6% and in an easy way.

Eligibility Criteria

  • Must be Computerized National Identity Card (CNIC) holder
  • Operating in business for at least one (1) year with sufficient knowledge of the business

Requirements for Getting Started

  • Filled Request Application Form
  • Filled Account Opening Form (current or savings)
  • Simplified Loan Application Form filled and signed by the borrower’s.
  • Quotation of the Solar Panels from the authorized Energy partner of the Bank (RM / BM to attest on the original)
  • Supporting Documents / Undertaking to be obtained for proper utilization of loan
  • Deposit Slip of Processing Fee
  • Two (2) recent Passport size Photographs
  • Copy of CNIC / NICOP
  • Last 2 years of business proof is required
  • Last 1 year bank statement is required along with bank certificate for non JS Bank account holders
  • Personal Guarantee of the owners / directors (only sponsor directors in case of limited companies)
  • Maximum 3 bank statements are allowed for income clubbing
  • Customer must be income tax payee – NTN Number required
  • Audited Accounts, as per SBP regulations (In case of lending to small enterprises above Rs. 15 million and medium enterprises above Rs. 10 million)
  • Wealth Tax Return (In case of lending to small enterprises below Rs. 15 million and medium enterprises below Rs. 10 million)

Apply Now!

  • Visit your nearest JS Bank branch to get your Solar Panel financed through JS Smart Roshni!

Further Details: